Your dryer likely has a sensor to detect when clothes are dry. Use this to shut off the drying when clothes are dry rather than for a set amount of time that might be over-heating your garments and wearing them out. NDQ p.s. Check out the new NDQ Guide: 500 Tips the guide that will give you actionable steps to … More NDQ Tip #276
The article below from USA TODAY summarizes a survey that found 78% of Americans now live paycheck-to-paycheck. 71% are in debt and 56% in debt say their debt is unmanageable. These are frightening numbers! But in order to change this, you have to be willing to give up the extras that are keeping you from … More 78% Live Paycheck-to-Paycheck
Building up an investment fund takes time and discipline. To help myself resist the temptation of dipping into my fund, I’ve stashed my cash in accounts that are easily liquidated, but generally take 3-7 days to get the money. Today’s options with online accounts make it easier than ever to move money from your bank … More Where do you stash your cash?
Are you dreading the workweek that begins tomorrow? Don’t waste another weekend! You need to get yourself financially secure so that you can choose your work and design your own life For me, I’ve chosen to build wealth and independence through rental real estate, but I also have some stocks and index funds. I take … More Sunday Pep Talk
Now that the eclipse is history and the Powerball jackpot is back down to $40 million, what’s next in your financial plan for establishing financial security so that you can retire on your own terms? Here are a few tips to help you divert more hard-earned money into your investments: Eat at home. Figure out … More I didn’t win the $700 million Powerball. What’s next?
Every few months I pull out my basic spiral notebook where I write down my financial goals to see how I am progressing. The notebook is starting to look a little worn, but that makes me happy: it means I’m using it! My method has been to write one goal at the top of a … More Goals check up
Tip #29 Take a picture of your pantry shelves or spice rack before heading to the grocery store. NDQ p.s. Check out the new NDQ Guide: 500 Tips the guide that will give you actionable steps to jump start your savings and investing immediately. You may also enjoy: Recap ~ The NDQ Purpose 100th Post New Series: Using the 7 … More NDQ Tip #29
I read a post over the weekend on one of the many blogs I follow asking for advice on accumulating a down-payment for a first-time homebuyer. Actually, the poster wanted to know if it was OK to ask a wealthy, older relative for their inheritance now rather than after their passing. Ugh. The poster’s reasoning … More Finding money to invest in real estate
Tip #126 Many appliances or devices are always “on.” Use an electrical strip so that you can shut off and easily turn on microwaves, coffee makers and printers. NDQ p.s. Check out the new NDQ Guide: 500 Tips the guide that will give you actionable steps to jump start your savings and investing immediately. You may also enjoy: Recap ~ … More NDQ Tip #126
July 5 marks the second anniversary of NDQ. When the blog began, I was still building my investment fund and searching for the first multi-family income property to purchase. It has been an interesting 24 months with a boost in income, a move, dealing with tenants and getting the business set up and running efficiently. … More Two Years of NDQ