I am always shocked when I realize it’s December and I’ve not posted at all during the year. Since we’re now at the 200th post, it seemed appropriate to get this in before the year ends. While I wish I had been more diligent about posting, nothing has really changed at NDQ HQ — we’re … More Our 200th Post!
Like many people, I’m ready to wrap up 2018 and welcome in a new year and all the possibilities that come with an annual fresh start. Nothing terrible happened to any of us at NDQ HQ, but some of the changes have been looking forward to haven’t yet materialized. The hunt is still on for … More 2018 Year in Review
Here we are again, nearing the end of another calendar year. This one flew by! Now that it is December, it’s time to do all sorts of end-of-the-year tasks, in addition to celebration holidays. It can be overwhelming to think about all the stuff that needs to get done in a few short weeks. Before … More Where did the time go?
Talking to friends and family about your efforts to save and invest toward your freedom may not go over as a popular idea. Remember the sobering statistics you’ve often read about the high percentage of adults carrying consumer debt. Remember also that most people live paycheck to paycheck and if that cycle stops, they won’t … More NDQ Tip #486
A large portion of my Sunday is set aside to plan for the coming week. NDQ HQ tends to be a busy place during the school and work week, so it’s crucial for me to develop a plan that covers driving, meal planning for lunch and dinner, and bill paying. You know what happens without … More Weekly Planning to Maximize Savings
The concept of retiring early is not viewed by society as normal, so it’s nearly impossible to find mainstream support for your goal. How do you push forward and keep on track? Tune out everything and anyone who doesn’t provide positive encouragement. In fact, it will usually be best to keep your ideas and plans … More Tune Out the Noise
If you want to retire early, you need to reach financial independence. What is financial independence? Financial independence is the point when you no longer rely on a traditional employer for your income. By working and hustling you’ve saved and invested. At some point, your passive income will carry you forward and you have the … More What Financial Independence Looks Like
It is Labor Day in the U.S. We recognize and celebrate the hard work of Americans by taking a day off from work. But if you are like me, you are using the day to your advantage. Maybe you are working your side hustle. Maybe you are online, managing your investments. It is also a … More Labor Day and The Day Job
For your own health and peace of mind, when you’re off the clock, stay off the clock. Stop using your personal cell phone to check work email and messages unless you are actually paid to do this or it is included in your salary. You need down time. If you continually focus on your job, … More NDQ Tip #345
If you are like most people, you don’t like your job. A majority of workers are unhappy with their work, management, pay, or lack of promotional opportunities. Does that describe you? Not long ago, I was miserable in my job. Then I discovered this book: Link: How to Get a Job It made every step of … More Hate your job? Get this book!
Nickels, Dimes and Quarters 